Hello everybody! How are you? Im sorry for the past few days that i cannot post a new article. My name is Gilbert and im here to share about Certified Financial Advisor.

I found a good article which is written by Elizabeth Morgan and here it is:

Certified Financial Advisors
By Elizabeth Morgan

A certified financial advisor is a person who has a certification from a professional association or government registry. He must have a thorough knowledge of financial affairs, from personal finance to market behavior.

Most of them have credentials like the CFP certification or CFA (Chartered Financial Analyst). Verify with the organization that issued the credential that your CFA is in good standing with the organization. NSAD’s Understanding Investment Professional Designations can be very helpful in this regard.

The other professional body that certifies these financial professionals is the CFP, or Certified Financial Planner Board of Standards. The Board is an independent regulatory organization that gives licenses to financial planners. It’s better that you check whether the professional is certified as a CFP professional, and whether there are incidences in his professional career that has lead his or her suspension of the certificate by the Board. You can also call the Board at (888) 237-6275 to obtain additional information about the professional.

Financial advisers have to register with either the SEC or the state securities agency where they have their principal place of business, depending on their size. Investment advisers who manage $25 million or more in client assets must register with the SEC. If they manage less than $25 million, they must register with the state securities agency in the state where they have their principal place of business. This is one form of certification or registration that makes the professional accountable.

The investment advisers have to fill out a form called ""Form ADV” and file it with either the SEC or the state securities agency, depending on the amount of assets they manage.
The ADV includes two parts. Part I contains vital information about the professional’s education, business, and whether they've had problems with regulators or clients. Part II outlines the services, fees, and strategies. Before you choose someone to be your investment adviser you should examine both parts of the ADV, which is also one form of certification.

Financial Advisor provides detailed information on Financial Advisor, Certified Financial Advisors, Independent Financial Advisors, Financial Advisor Careers and more. Financial Advisor is affiliated with Free Financial Help.

Article Source: http://EzineArticles.com/?expert=Elizabeth_Morgan

Hello everybody! My name is Gilbert and im here to share about Become an Investment Advisor.

I found a good article which is written by Nick Hunter and here it is:

Become an Investment Advisor
By Nick Hunter

There are many people who feel that to make money in todays market and in the future, you must work off of advisory fees and not commissions.

An Investment or Financial Adviser is someone who manages a portfolio or advises a person what to do in their portfolio. For these services, an Adviser can retain a fee for doing so. They operate much like an Accountant or an Attorney would. Rather than directly sell a security for commission, they will receive a fixed percentage of the assets they manage. The license that most of them receive is the SERIES 65 (Registered Investment Advisor). What makes this arrangement attractive for the Adviser is that your income stream is much steadier. Your fees are set so if a customer is not particularly active, you still retain the normal advisory fee you charge.

The arrangement is equally beneficial to the customer. A customer does not feel the same pressure to buy as they would from a commission Stockbroker. A Stockbroker does not make money unless a customer buys or sells.

The SERIES 65 does not need to be sponsored and can be practiced independently. It also looks terrific on a resume and only takes 4-6 weeks to study for. If you are looking to add financial credentials prior to entering the securities business, the Series 65 is a great license to get. It is a multiple choice test and no educational pre-requisites are required.

A few states do not require an individual to hold a SERIES 65 to practice investment advice but it is a good idea to get it anyway. You want to be aware of certain rules and background of the industry. The licensing curriculum will explain all of the securities that apply. It is also a good "Title" to practice business under. Thousands and thousands of CPA's, Lawyers, and other professionals have obtained their SERIES 65 license and became Financial Advisors. The ability to offer investment advice to their existing clientele has proved to be very beneficial to their business.

You are not allowed to work on commissions and advisory fees from the same client. The SEC views that as "double charging", so you should decide what route is best for you. As said earlier, many feel the "fee route" is the best way to go now.

Good Luck!

Nick Hunter is the President of American Investment Training, Inc. (AIT) http://www.aitraining.com. He has personally taught thousands of students in the securities industry for over 15 years. AIT produces training courses for the financial industry.

Article Source: http://EzineArticles.com/?expert=Nick_Hunter